/* ============================================================
   Tresora — site stylesheet
   Palette and type per Tresora Brand Guide, July 2026
   ============================================================ */

:root{
  /* Core palette */
  --charcoal:#17171C;
  --gold:#B8933E;
  --gold-bright:#D3B25E;
  --ivory:#F2EDE0;

  /* Supporting */
  --gold-top:#E0C37A;
  --gold-deep:#96742A;
  --slate:#514A56;
  --parchment:#F6F3EA;
  --indigo:#5B6BD6;
  --indigo-tint:#AEB6E8;

  /* Derived surfaces */
  --page:#131318;
  --surface:#1B1B21;
  --surface-2:#222229;
  --line:rgba(242,237,224,.10);
  --line-strong:rgba(242,237,224,.18);
  --ink:var(--ivory);
  --ink-2:#C9C5B8;
  --ink-3:#8F8C82;

  --radius:16px;
  --radius-sm:10px;
  --wrap:1080px;
  --shadow:0 24px 60px -24px rgba(0,0,0,.7);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  background:var(--page);
  color:var(--ink);
  font-family:Inter,"Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;
  font-size:16px;line-height:1.62;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
::selection{background:var(--gold);color:var(--charcoal)}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.serif{font-family:"Cormorant Garamond",Georgia,"Times New Roman",serif}

/* ---------- Skip link ---------- */
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--charcoal);
  padding:10px 16px;border-radius:0 0 8px 0;font-weight:700;z-index:200}
.skip:focus{left:0}

/* ---------- Header ---------- */
header.site{
  position:sticky;top:0;z-index:100;
  background:rgba(19,19,24,.86);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;gap:8px;padding:13px 0}
.brand{display:flex;align-items:center;gap:11px;margin-right:auto;flex-shrink:0}
.brand .mark{width:36px;height:36px;flex-shrink:0}
.brand .wm{display:flex;flex-direction:column;gap:1px;line-height:1}
.brand .wm b{
  font-family:"Cormorant Garamond",Georgia,serif;font-weight:600;
  font-size:20px;letter-spacing:.20em;color:var(--ivory);
}
.brand .wm span{font-size:8.5px;letter-spacing:.19em;color:var(--gold);text-transform:uppercase;font-weight:600}

.nav-links{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav-links a{
  font-size:14px;color:var(--ink-2);padding:8px 12px;border-radius:8px;
  transition:color .15s,background .15s;white-space:nowrap;
}
.nav-links a:hover{color:var(--ink);background:rgba(242,237,224,.05)}
.nav-links a.active{color:var(--gold-bright)}
.nav-cta{margin-left:8px}

.burger{display:none;background:none;border:1px solid var(--line-strong);color:var(--ink);
  border-radius:9px;padding:8px 10px;cursor:pointer;font-size:15px;line-height:1}

@media(max-width:900px){
  .burger{display:block}
  .nav-links{
    display:none;position:absolute;left:0;right:0;top:100%;
    flex-direction:column;align-items:stretch;gap:2px;
    background:var(--surface);border-bottom:1px solid var(--line);
    padding:12px 24px 18px;
  }
  .nav-links.open{display:flex}
  .nav-links a{padding:11px 8px;font-size:15px}
  .nav-cta{margin:8px 0 0}
  .btn.nav-cta{text-align:center}
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;padding:12px 22px;border-radius:var(--radius-sm);
  font-weight:700;font-size:14.5px;border:1px solid transparent;cursor:pointer;
  transition:transform .12s,filter .15s,border-color .15s,color .15s;
  font-family:inherit;
}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:linear-gradient(135deg,#CFAE5C,#A3803A);color:var(--charcoal)}
.btn-gold:hover{filter:brightness(1.07)}
.btn-ghost{border-color:var(--line-strong);color:var(--ink-2)}
.btn-ghost:hover{color:var(--ink);border-color:var(--ink-3)}
.btn-lg{padding:15px 30px;font-size:16px}

/* ---------- Sections ---------- */
section{padding:76px 0;border-top:1px solid var(--line)}
section.first{border-top:none}
.kicker{
  font-size:11.5px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold-bright);font-weight:700;margin-bottom:14px;
}
h1{font-size:clamp(32px,5.2vw,50px);line-height:1.12;letter-spacing:-.02em;font-weight:800}
h1 em{font-style:normal;color:var(--gold-bright)}
h2{font-size:clamp(24px,3.4vw,32px);line-height:1.2;letter-spacing:-.02em;margin-bottom:10px;font-weight:800}
h3{font-size:17px;font-weight:700;letter-spacing:-.01em}
.lede{color:var(--ink-3);max-width:660px;margin-bottom:38px;font-size:16.5px}
.section-head{margin-bottom:38px}

/* ---------- Hero ---------- */
.hero{padding:92px 0 78px;position:relative;overflow:hidden;border-top:none}
.hero::after{
  content:"";position:absolute;right:-180px;top:-120px;width:620px;height:620px;
  background:radial-gradient(circle,rgba(184,147,62,.16),transparent 62%);
  pointer-events:none;
}
.hero .inner{position:relative;z-index:2;max-width:700px}
.hero p.sub{margin:22px 0 32px;color:var(--ink-2);max-width:590px;font-size:18px}
.ctas{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero-note{margin-top:22px;font-size:13px;color:var(--ink-3)}

.hero-art{position:absolute;right:24px;top:50%;transform:translateY(-50%);
  width:280px;opacity:.85;z-index:1;pointer-events:none}
@media(max-width:1080px){.hero-art{display:none}}

/* ---------- Cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards.two{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.cards,.cards.two{grid-template-columns:1fr}}
.card{
  background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:26px;
}
.card .ic{
  width:40px;height:40px;border-radius:11px;margin-bottom:16px;
  background:linear-gradient(135deg,var(--gold-top),var(--gold-deep));
  display:grid;place-items:center;color:var(--charcoal);
}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);font-size:14.7px}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:step}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.step{
  background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:24px;position:relative;
}
.step .n{
  font-family:"Cormorant Garamond",Georgia,serif;font-size:34px;line-height:1;
  color:var(--gold);font-weight:600;margin-bottom:12px;display:block;
}
.step h3{margin-bottom:7px}
.step p{color:var(--ink-2);font-size:14.5px}

/* ---------- Savings panels ---------- */
.panels{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:860px){.panels{grid-template-columns:1fr}}
.panel{
  background:var(--parchment);color:var(--charcoal);
  border-radius:var(--radius);padding:26px;
}
.panel .vol{font-size:21px;font-weight:800;letter-spacing:-.02em}
.panel .cap{font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin:4px 0 20px;font-weight:600}
.row{display:flex;justify-content:space-between;align-items:baseline;font-size:14.5px;font-weight:700;margin-bottom:7px}
.row .amt{font-variant-numeric:tabular-nums}
.bar{height:11px;border-radius:6px;background:rgba(81,74,86,.14);overflow:hidden;margin-bottom:8px}
.bar i{display:block;height:100%;border-radius:6px}
.bar i.bank{background:var(--indigo)}
.bar i.tres{background:linear-gradient(90deg,var(--gold-top),var(--gold-deep))}
.fine{font-size:12.3px;color:var(--slate);margin-bottom:20px}
.save{border-top:1px solid rgba(81,74,86,.2);padding-top:16px}
.save b{display:block;font-size:23px;color:var(--gold-deep);letter-spacing:-.02em;font-weight:800}
.save span{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);font-weight:600}

/* ---------- Tag pills ---------- */
.pills{display:flex;flex-wrap:wrap;gap:10px}
.pill{
  border:1px solid var(--line-strong);border-radius:999px;
  padding:9px 17px;font-size:14px;color:var(--ink-2);background:var(--surface);
}

/* ---------- Split ---------- */
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:26px;align-items:start}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.quote-block{
  background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--gold);
  border-radius:var(--radius);padding:28px;
}
.quote-block p.big{
  font-family:"Cormorant Garamond",Georgia,serif;font-size:25px;line-height:1.35;
  font-style:italic;color:var(--ivory);margin-bottom:14px;
}
ul.ticks{list-style:none;display:grid;gap:12px}
ul.ticks li{position:relative;padding-left:26px;color:var(--ink-2);font-size:14.8px}
ul.ticks li::before{
  content:"";position:absolute;left:0;top:8px;width:9px;height:9px;border-radius:2px;
  background:linear-gradient(135deg,var(--gold-top),var(--gold-deep));
}

/* ---------- Stat strip ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}
@media(max-width:760px){.stats{grid-template-columns:1fr 1fr}}
.stat b{display:block;font-family:"Cormorant Garamond",Georgia,serif;font-size:38px;
  color:var(--gold-bright);line-height:1;font-weight:600;letter-spacing:.01em}
.stat span{font-size:12.5px;color:var(--ink-3);display:block;margin-top:8px}

/* ---------- Calculator ---------- */
.calc{
  background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:0;overflow:hidden;
  display:grid;grid-template-columns:1fr 1fr;
}
@media(max-width:860px){.calc{grid-template-columns:1fr}}
.calc-in{padding:30px;border-right:1px solid var(--line)}
@media(max-width:860px){.calc-in{border-right:none;border-bottom:1px solid var(--line)}}
.calc-out{padding:30px;background:var(--surface-2)}
.field{margin-bottom:20px}
.field label{display:block;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-3);font-weight:700;margin-bottom:8px}
.field .hint{font-size:12.5px;color:var(--ink-3);margin-top:7px;text-transform:none;letter-spacing:0}
.input{
  width:100%;background:var(--page);border:1px solid var(--line-strong);
  color:var(--ink);border-radius:var(--radius-sm);padding:13px 15px;
  font-size:17px;font-family:inherit;font-variant-numeric:tabular-nums;
}
.input:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:transparent}
.seg{display:flex;gap:0;border:1px solid var(--line-strong);border-radius:var(--radius-sm);overflow:hidden;width:fit-content}
.seg button{
  background:none;border:none;color:var(--ink-3);padding:9px 18px;font-size:13.5px;
  cursor:pointer;font-family:inherit;font-weight:600;
}
.seg button.on{background:linear-gradient(135deg,#CFAE5C,#A3803A);color:var(--charcoal)}
.res{margin-bottom:22px}
.res .lbl{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);font-weight:700;margin-bottom:6px}
.res .val{font-size:26px;font-weight:800;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.res .val.gold{color:var(--gold-bright)}
.res .sub{font-size:13px;color:var(--ink-3);margin-top:3px}
.res-hero{
  background:linear-gradient(135deg,rgba(224,195,122,.14),rgba(150,116,42,.08));
  border:1px solid rgba(211,178,94,.28);border-radius:var(--radius);
  padding:22px;margin-bottom:22px;
}
.res-hero .val{font-size:34px;color:var(--gold-bright)}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:12px;max-width:820px}
details.q{
  background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius-sm);padding:18px 22px;
}
details.q summary{
  cursor:pointer;font-weight:700;font-size:15.5px;list-style:none;
  display:flex;justify-content:space-between;gap:16px;align-items:center;
}
details.q summary::-webkit-details-marker{display:none}
details.q summary::after{content:"+";color:var(--gold);font-size:21px;font-weight:400;line-height:1}
details.q[open] summary::after{content:"–"}
details.q p{color:var(--ink-2);font-size:14.7px;margin-top:12px}

/* ---------- Table ---------- */
.tbl{width:100%;border-collapse:collapse;font-size:14.5px}
.tbl th,.tbl td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line)}
.tbl th{font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.tbl td.num{font-variant-numeric:tabular-nums;text-align:right}
.tbl tr:last-child td{border-bottom:none}
.tbl-wrap{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}

/* ---------- Form ---------- */
.form{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.form .grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:640px){.form .grid2{grid-template-columns:1fr}}
.form textarea.input{min-height:130px;font-size:15px;resize:vertical;line-height:1.6}
.form select.input{font-size:15px}
.form .note{font-size:12.5px;color:var(--ink-3);margin-top:14px}
.form-msg{display:none;border-radius:var(--radius-sm);padding:14px 16px;font-size:14.5px;margin-bottom:18px}
.form-msg.ok{display:block;background:rgba(184,147,62,.14);border:1px solid rgba(211,178,94,.4);color:var(--gold-bright)}
.form-msg.err{display:block;background:rgba(224,122,47,.12);border:1px solid rgba(224,122,47,.4);color:#E9A46B}

/* ---------- CTA band ---------- */
.cta-band{
  background:linear-gradient(135deg,rgba(224,195,122,.12),rgba(150,116,42,.05));
  border-top:1px solid var(--line);
}
.cta-band .wrap{text-align:center;padding-top:16px;padding-bottom:16px}
.cta-band h2{margin-bottom:12px}
.cta-band p{color:var(--ink-2);max-width:560px;margin:0 auto 28px}

/* ---------- Footer ---------- */
footer.site{background:var(--charcoal);border-top:1px solid var(--line);padding:52px 0 34px;font-size:14px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:28px;margin-bottom:34px}
@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}
.foot-grid h4{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-weight:700}
.foot-grid ul{list-style:none;display:grid;gap:9px}
.foot-grid a{color:var(--ink-3)}
.foot-grid a:hover{color:var(--ink)}
.foot-brand p{color:var(--ink-3);font-size:13.5px;margin-top:14px;max-width:280px}
.foot-bot{border-top:1px solid var(--line);padding-top:22px;
  display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;
  color:var(--ink-3);font-size:12.5px}
.disclaimer{color:#6F6D66;font-size:11.8px;line-height:1.6;margin-top:20px;max-width:900px}

/* ---------- Utility ---------- */
.center{text-align:center}
.mt-s{margin-top:16px}.mt-m{margin-top:28px}.mt-l{margin-top:44px}
.muted{color:var(--ink-3)}
.gold{color:var(--gold-bright)}
.nowrap{white-space:nowrap}

@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .btn:hover{transform:none}
}